Articles

While landscaping maintenance improves your community's curb appeal and appearance, it also plays a big role in liability and safety. When trees, bushes, and vegetation are not properly maintained, it can create hazards that lead to injuries and property damage that you could be held liable for. Taking proactive steps and keeping up with your manufactured home community landscaping can help you lower your liability and protect your community and residents. Why Manufactured Home Community Landscaping is Important  Neglected vegetation and landscaping can quickly turn into lawsuits and insurance claims. If a resident or visitor is injured on your property due [...]

March is the beginning of the heavy storm season in much of the country.  Around 70% of all tornadoes and hailstorms in the United States happen between March and June. In the interior United States, May is the most destructive month for storm damage. With the storm season starting, now is the ideal time to confirm you have the insurance coverage you need to protect your property and business. What Your Policy Covers: Insured Property   To determine what you have insured, review your insurance policy. It will generally list every building or improvement that is insured. If you know you have [...]

Minor maintenance issues can become big liability risks when improper drainage isn’t addressed. These might just seem like small aesthetic problems, but after a big storm, they can lead to insurance claims. Understanding how manufactured home community drainage issues impact your liability as a community owner is essential to protecting your community and your property. What are Common Drainage Issues at Manufactured Home Communities?  Blocked Drains and drainage ditches: Leaves, trash, sediment, and other debris can build up in your drains and drainage ditches. This can reduce and redirect the water flow, causing it to back up into streets, walkways, and [...]

Signage is a vital tool for manufactured home community owners, providing safety and effective communication. Clear signage can help protect your community from liability and help reduce risk. As a community owner, you will need various signs for your community. The manufactured home community signage could be the difference between dealing with a lawsuit and being found not liable. Manufactured Home Community Signage You Need Entrance Signs The entrance sign isn’t only a way to market your community to new residents, but also allows first responders to quickly identify the property in case of an emergency. The entrance signage should include [...]

A great New Year’s resolution for 2026 is to reduce risk in your manufactured home community. With the start of the new year, it’s a great time to look at the conditions of your property and plan your upgrades. Being proactive in 2026 will help to reduce the risk insurance claims, protect your residents, and help improve your business overall. As we head into the new year, consider implementing some or all of these manufactured home community improvements to reduce risk in 2026. Assess the Community and Property Before you decide what needs to be upgraded, conduct a risk assessment of [...]

It’s that time of year again, and now is the perfect time to prepare your manufactured home community for the holiday season. While this is a time for celebration and spending time with loved ones, community owners have to stay focused on safety as well. That starts with planning and maintenance, so you can mitigate the risk involved with the uptick in visitors and deliveries that the holiday season brings. Inspections and Winter Weather Prep While Thanksgiving and Christmas are right around the corner, so is the colder weather. It’s important to prep and inspect your office building and any community [...]

Now that the cooler air is blowing in and the holiday season is around the corner, it’s the perfect time to start hosting fall events in your manufactured home community. Having regular events can boost community engagement and even attract new tenants. The first step in hosting a fall community event is deciding what type of event you will host. Check out these fall event ideas for your manufactured home community and planning tips. Why Community Engagement is Important It’s important for your residents to feel connected to the community. This improves long-term resident retention, community safety, and communication with your tenants. Residents [...]

Owning a manufactured home community may come with more risks than you realize. While there are many steps you can take to lower risks and prevent accidents, liability coverage remains essential to protect your business and the community. This type of coverage can shield your business from unexpected expenses that would otherwise be a big financial hit or even put you out of business. Understanding why liability coverage for manufactured home community owners is important and what to look for in a policy can ensure your business is protected. What is Liability Coverage?  Liability coverage protects you by covering claims if [...]

Owning a manufactured home community has its own unique set of risks. Putting measures in place to prevent accidents and reduce the damage will help keep costs low. From storm damage to liability lawsuits, insurance claims for manufactured home communities are often a result of preventable issues. Knowing the proactive steps to take to prevent these claims and mitigate damage will save you both time and money. Property Damage from Storms  Storms of all kinds can cause major damage to your property. While some property damage from storms can’t be prevented, there are some steps to take to help reduce the [...]

Natural disasters like hurricanes, wildfires, floods, and tornadoes can be devastating for a manufactured home community. Having the right insurance for natural disasters is essential for safeguarding your property, minimizing financial loss, and rebuilding your community. Without the right coverage, a natural disaster could make it impossible to recover. How Insurance for Natural Disasters Helps Your Community The right insurance coverage can help your community quickly recover after a natural disaster strikes. Insurance helps by covering damaged infrastructure and community-owned buildings, replacing lost income, paying for extra expenses and more. The financial support during this time can provide the stability your [...]