In most cases, you will. The wind coverage may be sold separately through either Lloyds of London or a state wind pool, but coverage is almost always available.
No. In fact, it’s best to buy them as a package if you can. You save money and get significantly better overall coverage if you buy a specialty apartment insurance package that usually includes all of these coverages.
Mobile Insurance recommends you purchase a policy from a knowledgeable specialty agent who offers an apartment specialty insurance package. By buying from someone who knows and is comfortable with your business type, you get a much better deal.
